CDRF Visits Jinhua, Zhejiang to Conduct Research on Commercial Health Insurance

On 13-14 August 2023, a team from China Development Research Foundation (CDRF) visited Jinhua, Zhejiang to conduct research on commercial health insurance. The team was led by Yu Jiantuo, Deputy Secretary General of the CDRF, with the participation of Jin Weigang, Deputy Director of the Institute of State System Research of Zhejiang University, relevant staff and students from the China Insurance and Social Security Research Center of Fudan University, Dong Fureng Economic and Social Development School of Wuhan University, the School of Finance of Nankai University, and the School of Social Development and Public Policy of Beijing Normal University, as well as relevant staff of Research Department 2 of CDRF.

On August 14, the team held a discussion on commercial health insurance with Jinhua Municipal Healthcare Security Bureau, Jinhua Municipal Health Commission, and Jinhua Branch of China Life. Zhou Yanxiang, Party Secretary of Jinhua Municipal Healthcare Security Bureau, talked about the current status of the medical insurance system in Jinhua City, focusing on the exploration and practice of Jinhua’s "Optional Premium Method" commercial supplemental medical insurance for major illnesses (Jinhuibao). Wu Guanpin, Director of Jinhua Healthcare Security Bureau, answered the team’s questions about commercial health insurance. At the end of the discussion, Yu Jiantuo gave concluding remarks.

The team then went to Jinhua Branch of China Life. Jiang Baisong, member of the Party committee and deputy general manager of Jinhua Branch, introduced the situation of local commercial health insurance, and the team gained a deeper understanding of the emerging mode, development prospect and current difficulties of local commercial health insurance sector, which provided vivid reference basis and practical inspiration for the topic of "Research on the Regional Development of Commercial Health Insurance in China".