Good health lays the foundation for one’s all-round development and is the common aspiration of all. But China is faced with multiple disease threats and factors influencing people’s health such as industrialization, urbanization, aging population and changing lifestyle. The aging population and the rapid growth of chronic diseases have driven up the healthcare demand and the medical bill. Besides, along with the improvement of people’s livelihood and the expansion of the middle-income group, people have more and higher demands for medical, fitness and elderly care services.

The development of commercial health insurance can not only make up the deficiency of the basic medical insurance system , increase the income source of medical security in China, but also meet diversified, multi-tiered health demands with the abundant supply of products and services. In fact, since the new medical reform was launched in 2009, the Chinese government has attached great importance to the development of commercial health insurance and rolled out several documents in favor of it.

TheResearch CommercialHealthInsurance-MainReport.pdf